100 Years of Trust, Service & Community
From a humble agrarian cooperative credit movement in 1926 to Trivandrum’s premier Class 1 Super Grade institution, explore our century-long journey of financial empowerment.
The Founding Vision of 1926
Established in 1926 under the Travancore Cooperative Societies Act, Peroorkada Service Co-Operative Bank Ltd. No. 1412 was born out of a collective vision by local community leaders and agrarian pioneers. During an era when formal credit was inaccessible to ordinary citizens, the founders set out to build a democratic, member-owned financial sanctuary free from private exploitation.
Guided by the core cooperative tenets of "Self-Help, Mutual Aid, and Democratic Governance," the bank initially provided seed capital to smallholder farmers, local artisans, and family businesses across Peroorkada and surrounding regions in Thiruvananthapuram.
Member Ownership
Governed democratically by members for collective community progress.
Social Impact
Reinvesting capital into local healthcare, social welfare, and development.
Institutional Identity
Registered Society No. 1412- Classification: Class 1 Super Grade Primary Agricultural Credit Society (PACS).
- Headquarters: Opposite Thankamma Stadium, Peroorkada P.O., TVM - 695005.
- Operational Footprint: 8 dedicated branches and 4 Neethi Medical Outlets across Thiruvananthapuram.
- Active Membership: Over 1,15,000 satisfied member-shareholders.
100 Years of Short History (1926 – 2026)
A chronicle of key milestones that shaped our institution over the past century.
Inception & Registration
Formally registered as Co-Operative Society No. 1412. Started operations in Peroorkada as a primary credit society to support local agriculture, livestock farming, and small trade.
Transition to Service Co-operative Bank
Upgraded from a credit society to a full Service Co-operative Bank. Broadened financial services to include thrift deposits, consumer loans, and commercial credit for town residents.
Branch Expansion & Healthcare Welfare
Expanded operational network across Trivandrum (Vazhayila, Kudappanakkunnu, Mannanmoola, Paruthipara). Launched Neethi Medical Outlets to offer subsidized prescription medicine to the public.
Class 1 Super Grade & Digital Transformation
Achieved Class 1 Super Grade status. Surpassed ₹700+ Cr in total deposits and ₹500+ Cr in disbursed credit. Adopted Core Banking Software, automated gold loans, and electronic transfers.
Centenary Era & Modern Infrastructure
Celebrating 100 glorious years of service. Initiated high-tech Head Office construction, modernized branch network, and introduced advanced GPS & face-recognition verified operations.
Our Vision
To stand as Kerala's most trusted, member-centric, and technologically progressive cooperative bank, fostering sustainable prosperity across every household in Thiruvananthapuram.
Our Mission
Delivering accessible, low-cost credit, secure deposit growth, and comprehensive welfare solutions through transparent governance and empathetic member service.
Core Values
Uncompromising integrity, democratic transparency, technological modernization, and continuous dedication to social healthcare and community welfare.
Our Current Leadership
Steering the bank into its second century with vision, stability, and integrity.
Adv. M. G. Meenambhika
President"Dedicated to stewarding member prosperity, sustainable growth, and strong community partnerships across our centenary milestone."
B. Yamuna
Secretary"Committed to efficient member services, modern digital banking execution, and transparent cooperative governance."