Loans

GOLD LOAN

Life is full of opportunities. Take advantage of them at the right time to get ahead.Sometimes finances are a constraint and due to other commitments we let the opportunities pass by.

But not anymore!

Now make use of the assets you have – use your gold to help you get an  Gold Loan from our Bank. Your gold stays safe while you can go ahead and take advantage of every opportunity.

HOUSING LOAN

 Everybody will have a dream of a sweet home that they can truly call their own. But with rising material costs and also an ever-increasing square-feet rates, it is getting tougher and tougher for common people to live their dream. Owning a house has now become a huge financial burden for the mid-income groups and also the poor. But there's no problem without a solution and in this case the answer is a housing loan. 

The Peroorkada Service Co-operative Bank has housing loan services which would help you to own your dear home. Loan amounts are sanctioned up to Rs. 25,00,000 (for 10 years) and with special interest rates to reduce the financial load over you. These loans are passed in very short periods of time without trouble and lets you pay your installments well on time. These loans are not just for new homes. We also help you renovate and repair an existing property through these housing loans. 

PLAN LOAN

We are providing Upto Rs.25,00,000 as Plan loan. The Loan given aginst the Security of Propery and Salary Certificete 

EDUCATION LOAN

Safe: Unique triple layered security for your gold Quick: spot sanction and disbursal Easy: One page documentation Special interest rate for women customers Lowest monthly outflow

DEPOSIT LOAN

Loan Against Fixed Deposits from Our Bank. You can use your FD to fulfil your financial requirements without having to liquidate it in an hour of need. The facility enables you to:

1. Get access to funds up to 80% of the value of your FD
2. Interest charged only on the Amount utilized and for the tenure of utilization
3. Funds available at competitive rates

VEHICLE  / AUTO RICKSHAW LOAN

Auto rickshaw loan is available a  lesser instalment schemes, to be specific as low as Rs 100 a day. This is on account of the convenience of the customer and they can setle the loan easily.This loan is distributed through the morning and  evening branch. Facilities have been updated to provide this loan for more people who need auto rickshaw and also other vehicles.